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RedotPay vs Nexo Card

Same data as the table, side by side. ✓ = we paid it ourselves.

These two are not really substitutes — they are different financial products wearing the same card shape. RedotPay is a spend-your-own-balance crypto card with wide global coverage.

The Nexo Card can run in credit mode, meaning you borrow against crypto collateral instead of spending it. That is powerful if you do not want to sell, but it introduces liquidation risk a prepaid card simply does not have. Nexo’s availability is concentrated in the EEA and a set of supported regions; RedotPay reaches much further into emerging markets.

Outside Europe, RedotPay is usually the one that actually onboards you. In the EEA and want to spend without selling your crypto? Nexo’s credit model is the reason to look. Fees we have not personally verified are labelled unconfirmed.

Fee
RedotPay
Visa · custodial
Nexo Card
Mastercard · custodial (credit backed by your crypto)
Virtual card issue
$10
$0
Physical card issue
$100
paused
Monthly
$0
$0
Top-up
crypto free / Binance Pay 1% / card 3%
n/a (debit/credit modes)
FX
— unconfirmed
0% (as low as 0.2% EEA)
ATM
2% to $10k/mo, 3% above
free to monthly limit, then 2%
KYC
passport/ID + selfie
full
Works in Maldives
● Works
● No
Works in Sri Lanka
● Works
● No
Works in India
● Works
● No
Works in Pakistan
● Works
● No
Works in Bangladesh
● Works
● No
Works in Nigeria
● Works
● No
Works in Kenya
● Works
● No
Works in Ghana
● Works
● No
Works in Egypt
● Works
● No
Works in South Africa
● Works
● No
Works in Philippines
● Works
● No
Works in Indonesia
● Works
● No
Works in Vietnam
● Works
● No
Works in Turkey
● Works
● No
Works in UAE
● Works
● No
Works in Germany
● Works
● Works
Works in United Kingdom
● Works
● Works
Works in Brazil
● Works
● No
Works in United States
● No
● Untested
Last checked
2026-07-04
2026-07-03
Get card →affiliate · same priceGet card →affiliate · same priceRedotPay review →Nexo Card review →
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