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Nexo Card review
Mastercard · custodial (credit backed by your crypto) · last checked 2026-07-03
The Nexo Card is a hybrid credit/debit Mastercard for the EEA and UK only. Credit mode spends against a loan collateralised by your crypto — you keep the upside but carry liquidation risk if your collateral value drops.
Fees are aggressive on paper: $0 issue, $0 monthly, FX as low as 0.2% on weekdays in the EEA (stated). Physical card issuance is currently paused. Note: the dataset records a January 2026 regulatory penalty in California.
Fee
Amount
Verified
Virtual card issue
$0
statedPhysical card issue
paused
statedMonthly
$0
statedTop-up
n/a (debit/credit modes)
statedFX
0% (as low as 0.2% EEA)
statedATM
free to monthly limit, then 2%
stated✓ = we paid it ourselves · “stated” = from Nexo Card’s pricing page, not yet tested · how we verify
Cashback / rewards (stated)
0.5-2% (cashback in NEXO or other)
Good
Spend without selling — credit backed by your crypto
0–0.2% FX in the EEA (stated)
$0 issue and monthly fees (stated)
Not good
EEA + UK only
Credit mode carries liquidation risk
Physical card paused (stated)
Nexo Card
last checked 2026-07-03