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Nexo Card vs Holyheld

Same data as the table, side by side. = we paid it ourselves.
Fee
Nexo Card
Mastercard · custodial (credit backed by your crypto)
Holyheld
Visa (issued by Unlimit) · unconfirmed
Virtual card issue
$0
€29 Classic / €99 Limited Virtual
Physical card issue
paused
€199 Metal
Monthly
$0
unconfirmed
Top-up
n/a (debit/credit modes)
on-chain (multiple EVM chains)
FX
0% (as low as 0.2% EEA)
international 2.5% + €1 (stated)
ATM
free to monthly limit, then 2%
unconfirmed
KYC
full
unconfirmed
Works in Maldives
No
Untested
Works in Sri Lanka
No
Untested
Works in India
No
Untested
Works in Pakistan
No
Untested
Works in Bangladesh
No
Untested
Works in Nigeria
No
Untested
Works in Kenya
No
Untested
Works in Ghana
No
Untested
Works in Egypt
No
Untested
Works in South Africa
No
Untested
Works in Philippines
No
Untested
Works in Indonesia
No
Untested
Works in Vietnam
No
Untested
Works in Turkey
No
Untested
Works in UAE
No
Untested
Works in Germany
Works
Untested
Works in United Kingdom
Works
Untested
Works in Brazil
No
Untested
Last checked
2026-07-03
2026-07-04