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Holyheld review

Visa (issued by Unlimit) · unconfirmed · last checked 2026-07-04

Holyheld is an EVM-native card issued by Unlimit: you fund it on-chain across multiple EVM chains and it settles card payments, with 0.5–1% cashback in USDC (stated).

The fee structure is front-loaded — €29 to €199 depending on tier — plus 2.5% + €1 on international payments, which reviewers note only makes sense for heavy consistent spenders. We have not confirmed its supported-country list, so it carries no availability claims here yet.

Fee
Amount
Verified
Virtual card issue
€29 Classic / €99 Limited Virtual
stated
Physical card issue
€199 Metal
stated
Monthly
unconfirmed
unconfirmed
Top-up
on-chain (multiple EVM chains)
stated
FX
international 2.5% + €1 (stated)
stated
ATM
unconfirmed
unconfirmed
= we paid it ourselves · “stated” = from Holyheld’s pricing page, not yet tested · how we verify
Cashback / rewards (stated)
0.5-1% in USDC (stated)
Good
On-chain funding across multiple EVM chains
USDC cashback (stated)
First 100 domestic payments/month free (stated)
Not good
High upfront issuance fees (€29-€199)
2.5% + €1 on international payments (stated)
Supported countries unconfirmed