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Gnosis Pay vs MetaMask Card

Same data as the table, side by side. ✓ = we paid it ourselves.

A genuine self-custody head-to-head: both cards spend on-chain from a wallet you control, so neither asks you to park your balance with an exchange. The split is which ecosystem you already live in.

The MetaMask Card spends from your MetaMask wallet and reaches a slightly wider set of markets, with a higher cashback tier on its Metal option. Gnosis Pay spends from a Safe smart wallet and ties rewards to GNO holdings, with a strong EU footprint. Both charge card-issue and FX fees we mark as unconfirmed until verified.

If your assets already sit in MetaMask, its card is the natural fit; if you prefer the Safe smart-wallet model, Gnosis Pay is the match. Either way you keep custody — which is the whole point of picking one of these over an exchange card.

Fee
Gnosis Pay
Visa · self-custodial (Safe smart wallet)
MetaMask Card
Mastercard · self-custodial
Virtual card issue
— unconfirmed
$0
Physical card issue
included
$199/yr Metal
Monthly
$0
$0 (virtual)
Top-up
none (spend from Safe)
none — pays from wallet at checkout
FX
— unconfirmed
Mastercard rate; 0% FX on Metal
ATM
— unconfirmed
— unconfirmed
KYC
full
full
Works in Maldives
● No
● No
Works in Sri Lanka
● No
● No
Works in India
● No
● No
Works in Pakistan
● No
● No
Works in Bangladesh
● No
● No
Works in Nigeria
● No
● No
Works in Kenya
● No
● No
Works in Ghana
● No
● No
Works in Egypt
● No
● No
Works in South Africa
● No
● No
Works in Philippines
● No
● No
Works in Indonesia
● No
● No
Works in Vietnam
● No
● No
Works in Turkey
● No
● No
Works in UAE
● No
● No
Works in Germany
● Works
● Works
Works in United Kingdom
● Works
● Works
Works in Brazil
● No
● Works
Works in United States
● Untested
● Works
Last checked
2026-07-03
2026-07-04
Gnosis Pay review →MetaMask Card review →
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