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MetaMask Card review
Mastercard · self-custodial · last checked 2026-07-04
The MetaMask Card is a self-custodial Mastercard that pays merchants straight from your wallet at checkout — no top-up step, no custodial balance. It launched broadly in the US in February 2026, with select regions elsewhere.
The virtual card is $0; the Metal tier costs $199/year and upgrades FX to 0% and cashback to 3% on the first $10k/year (1% on virtual, stated). It spends USDC, USDT, wETH and some yield-bearing tokens.
Fee
Amount
Verified
Virtual card issue
$0
statedPhysical card issue
$199/yr Metal
statedMonthly
$0 (virtual)
statedTop-up
none — pays from wallet at checkout
statedFX
Mastercard rate; 0% FX on Metal
statedATM
— unconfirmed
unconfirmed✓ = we paid it ourselves · “stated” = from MetaMask Card’s pricing page, not yet tested · how we verify
Cashback / rewards (stated)
1% virtual; 3% Metal (first $10k/yr)
Good
Self-custodial — pays from your wallet at checkout
$0 virtual card, 1% cashback (stated)
Metal: 0% FX and 3% cashback on first $10k/yr (stated)
Not good
US-centric availability so far
Metal tier costs $199/yr
ATM support unconfirmed