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Gnosis Pay review
Visa · self-custodial (Safe smart wallet) · last checked 2026-07-03
Gnosis Pay is the self-custody option for the EEA and UK: a Visa debit card wired to your own Safe smart wallet. Your funds stay on-chain until you spend — there is no exchange holding your balance.
Stated costs are around €30 including the card (unconfirmed), $0 monthly, and 0% FX on EUR. Cashback is tiered by GNO holdings. Non-EUR FX and ATM fees are unconfirmed.
Fee
Amount
Verified
Virtual card issue
— unconfirmed
unconfirmedPhysical card issue
included
statedMonthly
$0
statedTop-up
none (spend from Safe)
statedFX
— unconfirmed
unconfirmedATM
— unconfirmed
unconfirmed✓ = we paid it ourselves · “stated” = from Gnosis Pay’s pricing page, not yet tested · how we verify
Cashback / rewards (stated)
Cashback with GNO holdings (tiered)
Good
Self-custody — funds stay in your own Safe wallet
0% FX on EUR (stated)
GNO-tiered cashback (stated)
Not good
EEA + UK only
Issue cost (~€30) and ATM fees unconfirmed
Requires comfort with on-chain wallets