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Gnosis Pay vs Bitnob
Same data as the table, side by side. ✓ = we paid it ourselves.
Fee
Gnosis Pay
Visa · self-custodial (Safe smart wallet)
Bitnob
Visa · custodial
Virtual card issue
— unconfirmed
— unconfirmed
Physical card issue
included
n/a — virtual only (stated)
Monthly
$0
$0
Top-up
none (spend from Safe)
$1 up to $100, 1% above
FX
— unconfirmed
3% + $0.50 non-USD
ATM
— unconfirmed
n/a — virtual only (stated)
KYC
full
unconfirmed
Works in Maldives
● No
● Untested
Works in Sri Lanka
● No
● Untested
Works in India
● No
● Untested
Works in Pakistan
● No
● Untested
Works in Bangladesh
● No
● Untested
Works in Nigeria
● No
● Works
Works in Kenya
● No
● Untested
Works in Ghana
● No
● Works
Works in Egypt
● No
● Untested
Works in South Africa
● No
● Untested
Works in Philippines
● No
● Untested
Works in Indonesia
● No
● Untested
Works in Vietnam
● No
● Untested
Works in Turkey
● No
● Untested
Works in UAE
● No
● Untested
Works in Germany
● Works
● Untested
Works in United Kingdom
● Works
● Untested
Works in Brazil
● No
● Untested
Last checked
2026-07-03
2026-07-04