← All cards
Bitnob vs Holyheld
Same data as the table, side by side. ✓ = we paid it ourselves.
Fee
Bitnob
Visa · custodial
Holyheld
Visa (issued by Unlimit) · unconfirmed
Virtual card issue
— unconfirmed
€29 Classic / €99 Limited Virtual
Physical card issue
n/a — virtual only (stated)
€199 Metal
Monthly
$0
— unconfirmed
Top-up
$1 up to $100, 1% above
on-chain (multiple EVM chains)
FX
3% + $0.50 non-USD
international 2.5% + €1 (stated)
ATM
n/a — virtual only (stated)
— unconfirmed
KYC
unconfirmed
unconfirmed
Works in Nigeria
● Works
● Untested
Works in Ghana
● Works
● Untested
Last checked
2026-07-04
2026-07-04