← All cards
Wirex vs Holyheld
Same data as the table, side by side. ✓ = we paid it ourselves.
Fee
Wirex
Mastercard · custodial
Holyheld
Visa (issued by Unlimit) · unconfirmed
Virtual card issue
$0
€29 Classic / €99 Limited Virtual
Physical card issue
$0
€199 Metal
Monthly
$0-29.99 by plan
— unconfirmed
Top-up
varies
on-chain (multiple EVM chains)
FX
0% in supported corridors
international 2.5% + €1 (stated)
ATM
free to monthly cap by plan
— unconfirmed
KYC
full
unconfirmed
Works in Philippines
● No
● Untested
Works in Germany
● Works
● Untested
Works in United Kingdom
● Works
● Untested
Last checked
2026-07-04
2026-07-04