← All cards
Wirex vs Bitnob
Same data as the table, side by side. ✓ = we paid it ourselves.
Fee
Wirex
Mastercard · custodial
Bitnob
Visa · custodial
Virtual card issue
$0
— unconfirmed
Physical card issue
$0
n/a — virtual only (stated)
Monthly
$0-29.99 by plan
$0
Top-up
varies
$1 up to $100, 1% above
FX
0% in supported corridors
3% + $0.50 non-USD
ATM
free to monthly cap by plan
n/a — virtual only (stated)
KYC
full
unconfirmed
Works in Nigeria
● Untested
● Works
Works in Ghana
● Untested
● Works
Works in Philippines
● No
● Untested
Works in Germany
● Works
● Untested
Works in United Kingdom
● Works
● Untested
Last checked
2026-07-04
2026-07-04