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Plutus vs Uphold Card
Same data as the table, side by side. ✓ = we paid it ourselves.
Fee
Plutus
Visa · non-custodial (stated)
Uphold Card
Visa · custodial
Virtual card issue
— unconfirmed
— unconfirmed
Physical card issue
— unconfirmed
— unconfirmed
Monthly
— unconfirmed
— unconfirmed
Top-up
— unconfirmed
spends from Uphold balance
FX
2.5%
— unconfirmed
ATM
— unconfirmed
— unconfirmed
KYC
full
full
Works in Maldives
● No
● No
Works in Sri Lanka
● No
● No
Works in India
● No
● No
Works in Pakistan
● No
● No
Works in Bangladesh
● No
● No
Works in Nigeria
● No
● No
Works in Kenya
● No
● No
Works in Ghana
● No
● No
Works in Egypt
● No
● No
Works in South Africa
● No
● No
Works in Philippines
● No
● No
Works in Indonesia
● No
● No
Works in Vietnam
● No
● No
Works in Turkey
● No
● No
Works in UAE
● No
● No
Works in Germany
● Works
● No
Works in United Kingdom
● Works
● Works
Works in Brazil
● No
● No
Works in United States
● No
● Works
Last checked
2026-07-04
2026-07-04