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Coinbase Card vs Holyheld

Same data as the table, side by side. ✓ = we paid it ourselves.
Fee
Coinbase Card
Visa · custodial
Holyheld
Visa (issued by Unlimit) · unconfirmed
Virtual card issue
$0
€29 Classic / €99 Limited Virtual
Physical card issue
$0
€199 Metal
Monthly
$0
— unconfirmed
Top-up
none for USDC
on-chain (multiple EVM chains)
FX
3%
international 2.5% + €1 (stated)
ATM
$2.50 + operator
— unconfirmed
KYC
full (SSN, US)
unconfirmed
Works in India
● No
● Untested
Works in Pakistan
● No
● Untested
Works in Bangladesh
● No
● Untested
Works in Kenya
● No
● Untested
Works in Ghana
● No
● Untested
Works in Egypt
● No
● Untested
Works in South Africa
● No
● Untested
Works in Indonesia
● No
● Untested
Works in Vietnam
● No
● Untested
Works in Turkey
● No
● Untested
Works in UAE
● No
● Untested
Works in United Kingdom
● No
● Untested
Works in United States
● No
● Untested
Last checked
2026-07-03
2026-07-04