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Crypto.com Visa vs Coinbase Card

Same data as the table, side by side. ✓ = we paid it ourselves.

Two of the most-searched names in crypto cards — but for most people in 2026 the comparison is shorter than it looks. Coinbase Card is US-only and its new applications are paused, so we list it mainly as a “not currently available” data point rather than a card you can go get today.

The Crypto.com Visa is the one still actively onboarding, and its rewards run on CRO staking — the more of the exchange’s token you lock, the higher your cashback tier and perks. That model rewards commitment to the ecosystem and does little for people who just want a simple card.

If you are in the US and set on Coinbase, check whether applications have reopened before anything else. Otherwise the Crypto.com card is the reachable option — worth it if you will stake CRO, less so if you will not. Fee specifics are in the table, verified where we have paid them.

Fee
Crypto.com Visa
Visa · custodial
Coinbase Card
Visa · custodial
Virtual card issue
$0
$0
Physical card issue
$0 (CRO stake for upper tiers)
$0
Monthly
$0
$0
Top-up
conversion spread
none for USDC
FX
— unconfirmed
3%
ATM
free allowance then fee, by tier
$2.50 + operator
KYC
full
full (SSN, US)
Works in Maldives
● No
● Untested
Works in Sri Lanka
● No
● Untested
Works in India
● No
● No
Works in Pakistan
● No
● No
Works in Bangladesh
● No
● No
Works in Nigeria
● No
● Untested
Works in Kenya
● No
● No
Works in Ghana
● No
● No
Works in Egypt
● No
● No
Works in South Africa
● No
● No
Works in Philippines
● No
● Untested
Works in Indonesia
● No
● No
Works in Vietnam
● No
● No
Works in Turkey
● No
● No
Works in UAE
● No
● No
Works in Germany
● Works
● Untested
Works in United Kingdom
● Works
● No
Works in Brazil
● Works
● Untested
Works in United States
● Partial
● No
Last checked
2026-07-04
2026-07-03